S.J.Res.13 CRA: OCC Bank Merger Review Rule
Repealing an OCC rule that ended automatic approval of bank mergers and added review of large deals' risks (119th Congress)
View on Congress.govBill activity
Introduced Feb 4, 2025 by John Kennedy (R-LA) with 2 original cosponsors. 5 cosponsors as of Apr 29, 2025. Passed the Senate May 7, 2025, 52-47. Passed the House May 20, 2025, 220-207. Became Public Law 119-19 on Jun 20, 2025.
- Reached the House floor under a special rule from the Rules Committee (H.Res.426).
- Reached the Senate floor on a motion to proceed.
- IntroducedFeb 4, 2025
- Passed SenateMay 7, 2025
- Passed HouseMay 20, 2025
- To PresidentJun 10, 2025
- Became LawJun 20, 2025
Latest action Jun 20, 2025: Became Public Law No: 119-19.
Sponsor John Kennedy (R-LA)
5 cosponsors (2 original):
- Bill Hagerty (R-TN) original
- Thomas Tillis (R-NC) original
- Tim Scott (R-SC) Feb 6, 2025
- Steve Daines (R-MT) Mar 31, 2025
- Bernie Moreno (R-OH) Apr 29, 2025
Senate measure (119th Congress): after introduction, senators are added as cosponsors by unanimous consent.
Activity log
- Introduced in Senate
- Read twice and referred to the Senate Committee on Banking, Housing, and Urban Affairs.Senate
2 original cosponsors on the day of introduction
- Bill Hagerty R-TN, original
- Thomas Tillis R-NC, original
- Tim Scott cosponsored (R-SC)
- Steve Daines cosponsored (R-MT)
- Bernie Moreno cosponsored (R-OH)
- Placed on Senate Legislative Calendar under General Orders. Calendar No. 69.Senate
Senate floor day: 1 recorded vote (3 steps)
Congress.gov lists Senate floor actions without times of day, so the order of steps without a roll-call number is reconstructed from the action list.
- Senate Committee on Banking, Housing, and Urban Affairs discharged by petition pursuant to 5 U.S.C. 802(c).
- Motion to proceed to consideration of measure agreed to in Senate by Yea-Nay Vote. 53 - 46. Record Vote Number: 233.
- Measure laid before Senate by motion.
- Considered by Senate.Senate
- Senate vote: Passage of the joint resolution
Passed, 52-47
Member breakdown · Official Senate roll call 237 - Message on Senate action sent to the House.Senate
- Received in the House.House
- Held at the desk.House
- Rules Committee Resolution H. Res. 426 Reported to House.
House floor day: vote on the rule (H.Res.426), passage (9 steps)
- On ordering the previous question Agreed to by the Yeas and Nays: 215 - 207 (Roll no. 134).
- Passed/agreed to in House: On agreeing to the resolution Agreed to by recorded vote: 210 - 208 (Roll no. 135).
- Considered under the provisions of rule H. Res. 426.
- Rule provides for consideration of S.J. Res. 13 and S.J. Res. 31. The resolution provides for consideration of S.J. Res. 13 and S.J. Res. 31 under a closed rule with one hour of general debate on each joint resolution. The...
- DEBATE - The House proceeded with one hour of debate on S.J. Res. 13.
- The previous question was ordered pursuant to the rule.
- POSTPONED PROCEEDINGS - At the conclusion of debate on S.J. Res. 13, the Chair put the question on passage of the joint resolution and by voice vote, announced that the ayes had prevailed. Ms. Waters demanded the yeas and nays...
- Considered as unfinished business.
- On passage Passed by the Yeas and Nays: 220 - 207 (Roll no. 137).
- House vote: Passage of the joint resolutionCounted in grades
Passed, 220-207
Member breakdown · Official House roll call 137 - Motion to reconsider laid on the table Agreed to without objection.House
- Presented to President
- Signed by President
- Became Public Law No: 119-19
Votes on this joint resolution
5 votes: 5 recorded roll calls and 0 decided without a recorded vote, 0 of them on amendments. Showing 2 below; 3 procedural votes are behind "Show all 5 votes". Votes counted in grades are marked.
May 6, 2025SenateMotion to proceed (bring the bill to the floor)Motion to proceed to consideration of measure agreed to in Senate by Yea-Nay Vote. 53 - 46. Record Vote Number: 233.Agreed to53-46n/a
| Party | Yea | Nay | Present | Not voting |
|---|---|---|---|---|
| Democratic | 0 | 45 | 0 | 0 |
| Republican | 53 | 0 | 0 | 0 |
| Independent | 0 | 1 | 0 | 1 |
| Total | 53 | 46 | 0 | 1 |
May 7, 2025SenatePassage of the joint resolutionPassed Senate without amendment by Yea-Nay Vote. 52 - 47. Record Vote Number: 237.Passed52-47n/a
| Party | Yea | Nay | Present | Not voting |
|---|---|---|---|---|
| Democratic | 0 | 45 | 0 | 0 |
| Republican | 52 | 0 | 0 | 1 |
| Independent | 0 | 2 | 0 | 0 |
| Total | 52 | 47 | 0 | 1 |
May 20, 20251:58 pmHouseVote to end debate on the rule (ordering the previous question)
H.Res.426On ordering the previous question Agreed to by the Yeas and Nays: 215 - 207 (Roll no. 134).Agreed to215-207Nay
| Party | Yea | Nay | Present | Not voting |
|---|---|---|---|---|
| Democratic | 0 | 207 | 0 | 6 |
| Republican | 215 | 0 | 0 | 5 |
| Independent | 0 | 0 | 0 | 0 |
| Total | 215 | 207 | 0 | 11 |
May 20, 20252:05 pmHouseVote on the rule (H.Res.426)On agreeing to the resolution Agreed to by recorded vote: 210 - 208 (Roll no. 135).Agreed to210-208Nay
| Party | Yea | Nay | Present | Not voting |
|---|---|---|---|---|
| Democratic | 0 | 207 | 0 | 6 |
| Republican | 210 | 1 | 0 | 9 |
| Independent | 0 | 0 | 0 | 0 |
| Total | 210 | 208 | 0 | 15 |
May 20, 20255:32 pmHousePassage of the joint resolutionCounted in gradesOn passage Passed by the Yeas and Nays: 220 - 207 (Roll no. 137).Passed220-207Nay
Counted in grades
| Party | Yea | Nay | Present | Not voting |
|---|---|---|---|---|
| Democratic | 1 | 207 | 0 | 5 |
| Republican | 219 | 0 | 0 | 1 |
| Independent | 0 | 0 | 0 | 0 |
| Total | 220 | 207 | 0 | 6 |
Repeals a 2024 OCC rule that ended automatic approval of bank merger applications and set out how the agency weighs financial stability, management strength, and local effects such as job losses from branch changes, with closer review of mergers creating banks over $50 billion. The OCC had already withdrawn its policy statement in May 2025, but the Congressional Review Act repeal also bars the agency from reissuing a substantially similar rule.